In recent years, there has been a big increase in the number of online scams. Cyber criminals are always coming up with new and innovative ways to gain access to unauthorized data - both personal and payment related information of internet users.
As reported by Payza scam alerts, one very damaging attack in recent years was the Heartbleed bug wherein hackers were able to exploit a weakness in the encrypted data of the OpenSSL protocol. While Payza states, its servers were not exposed and its users were safe, several e-commerce vendors were forced to reconsider their security measures on account of this attack. As businesses learn and further strengthen their servers, it is becoming very important for internet users especially those making online purchases, to be aware of ways to keep their information safe and secure.
Here are a few watch outs recommended by online payment processor Payza’s scam alert system, that can save you a lot of trouble.
Payza scam alerts also recommend that online shoppers should make it a habit to regularly check their credit card statements. This way they can find fraudulent charges on their cards if any. There are also online banking apps which help users to check their statements. You should always double check any charges that you do not recognize and contact your bank immediately if you suspect a fraud. A little diligence can go a long way in protecting you from online frauds.
Remember, a few simple measures can keep you safe online.
As reported by Payza scam alerts, one very damaging attack in recent years was the Heartbleed bug wherein hackers were able to exploit a weakness in the encrypted data of the OpenSSL protocol. While Payza states, its servers were not exposed and its users were safe, several e-commerce vendors were forced to reconsider their security measures on account of this attack. As businesses learn and further strengthen their servers, it is becoming very important for internet users especially those making online purchases, to be aware of ways to keep their information safe and secure.
Here are a few watch outs recommended by online payment processor Payza’s scam alert system, that can save you a lot of trouble.
Basic Measures
As far as possible, avoid storing credit card information online. If your credit card is the number is stored by the web application, then there are various means by which hackers can try to access and misuse it. It is better to enter sensitive information every time you make a purchase. Always ensure that data is being transmitted over SSL. You must also verify the site’s security certificate while entering credit card information.
Virtual Credit Cards
Use virtual or disposable credit cards for your day to day online shopping. Most virtual cards let you create prepaid cards. They can be used as normal credit cards and your real credit card number is safe. Thus keeping your personal information away from online merchant sites.Watch Out For Phishing Attacks
Phishing is an attempt by fraudsters to gain access to your personal and bank/ credit card related information by pretending to be a trustworthy entity - this could be via an email or an online form. Never click on links in an email if you do not know the sender.Remember, a few simple measures can keep you safe online.
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